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May 25, 2019
New Delhi, Feb 19 (IANS) Insurance regulator IRDAI on Tuesday issued draft guidelines for standard health product by all insurers including general and health insurance businesses.
According to the draft issued on the IRDAI website, the minimum basic sum insured under standard product has been proposed to be set at Rs 50,000, whereas the maximum limit shall be Rs 10 lakh.
“Standard product shall be offered on indemnity basis, as a standalone product. It shall not be combined with Critical Illness Covers or Benefit Based covers,” the draft guidelines said.
The regulator invited all stakeholders to offer their suggestions, on the proposed guidelines by March 6.